 | Microsoft 365 Basic 1 user $19.99 $1.67/mo Plus sales tax where applicable Source · Checked | Microsoft 365 Personal 1 user $99.99 $8.33/mo Plus sales tax where applicable Source · Checked | Microsoft 365 Family up to 6 users $129.99 $10.83/mo Plus sales tax where applicable Source · Checked | Microsoft 365 Premium $199.99 $16.67/mo Plus sales tax where applicable Source · Checked |
|---|---|---|---|---|
| Choose a plan | Choose a plan | Choose a plan | Choose a plan | |
Billed once for the full year, up front. | Billed once for the full year, up front. | Billed once for the full year, up front. | Billed once for the full year, up front. |
$1.67/mo
Plus sales tax where applicable
Cloud storage and apps in the US
Microsoft 365 plans: OneDrive, Office apps and Copilot
Microsoft 365 bundles OneDrive storage with the Office apps and Copilot. Basic adds 100 GB of storage; Personal gives one person 1 TB, the desktop apps with Copilot and Microsoft Defender security; Family covers up to 6 people — with 2 TB of shared storage on new subscriptions; Premium adds the most Copilot usage. Every Microsoft account gets 5 GB free.
- Storage plus apps. Word, Excel, PowerPoint, Outlook and OneNote desktop apps.
- Family for 6. Up to 6 people, each on up to 5 devices.
- Copilot built in. Higher usage than free; extensive on Premium.
- Security. Microsoft Defender and OneDrive ransomware protection.
- Free month. Personal, Family and Premium can be tried for 1 month.
Most important before you pay
Tomas StankevičiusUpdated 2026-10-14Facts from microsoft.com, with dates
At a glance
- Plans
- Basic, Personal, Family, Premium
- Storage
- 100 GB / 1 TB / Family: 2 TB shared
- People
- 1 (Personal) or up to 6 (Family, Premium)
- Devices
- Up to 5 per person at once
- Yearly saving
- Up to 17%
- Free trial
- 1 month (Personal, Family, Premium)
Plans change — check the provider’s own page before you pay.
Prices with dates
Every price has a source and the date it was checked.
From microsoft.com
Plans, storage, sharing and renewal terms as Microsoft publishes them for the US.
Affiliate links are labeled
If a link is an affiliate link, we say so right next to it.
Short summary
If you use Word, Excel or Outlook, Microsoft 365 is better value than storage alone: Personal includes 1 TB and the apps, and Family covers up to six people. Basic suits people who only need more OneDrive space. Premium is for heavy Copilot users.
Family for six
Apps, security and storage for up to six people.
AI for the owner only
On Family, Copilot features aren’t shared.
- We recommend first:
- Households that use Office apps; students and home users who want storage plus apps.
- With caveats:
- People who only need storage and already use Google or Apple.
Who Microsoft 365 is for, and who it isn’t
Storage alone, or storage with apps?
A good choice
For Office users
Desktop apps with Copilot included.
For families
Up to 6 people, 5 devices each.
For security-minded users
Microsoft Defender and ransomware protection.
A weaker choice
If you only need storage
Basic or another storage plan may be cheaper.
If everyone wants Copilot
On Family, AI is for the owner only.
If you prefer buying once
Office Home 2024 is a one-time purchase.
Plans
Prices are in the block above.
| Plan | What it means in practice |
|---|---|
| Basic | What it means in practice100 GB of OneDrive storage. |
| Personal | What it means in practiceOne person, 5 devices at once, 1 TB, desktop apps with Copilot, Microsoft Defender, Teams calls. |
| Family | What it means in practiceEverything in Personal for 1 to 6 people, 5 devices each; 2 TB of shared storage; AI for the subscription owner only. |
| Premium | What it means in practiceEverything in Family plus extensive Copilot usage and agentic AI features. |
Storage only → Basic; one person with apps → Personal; household → Family; heavy Copilot → Premium.
Our score and what it’s made of
This is our own assessment based on checked facts. It isn’t an average of user reviews or the provider’s claim. Below — every criterion with its weight and source.
3,5
out of 5 · average of 3 plans · 8 of 8 criteria checked
The score is calculated from the criteria you see below: each criterion shows its weight, what exactly we found and where. Where we have the provider’s page, there’s a link with a check date; where the number comes from our catalog, we say so. “Not checked” means we don’t have the data and the criterion isn’t counted. “Provider doesn’t say” means we went through the provider’s pages but the information isn’t there; that criterion isn’t counted either. If you disagree with the weights — in the methodology you’ll see all the parts and can weigh them your own way. We don’t put app store ratings into structured data: they were collected on other websites, so they stay as visible text.
Scores for individual plans: Microsoft 365 Basic 3,2 · Microsoft 365 Personal 3,5 · Microsoft 365 Family 3,7
The same for all “Microsoft 365” plans
| Criterion | What we found | Score | Source |
|---|---|---|---|
| Advertised price is the final price(10 %) | sales tax is added at checkout | 3,0 | our catalog |
| Free way to try it(10 %) | 5 GB free | 5,0 | our catalog |
| Encryption(22 %) | the provider manages the keys | 2,0 | our catalog |
| Version history(14 %) | 30 days | 3,0 | our catalog |
| App rating(10 %) | 4,7 out of 5 | 4,7 | our catalog |
Depends on plan
| Criterion | Microsoft 365 Basic | Microsoft 365 Personal | Microsoft 365 Family |
|---|---|---|---|
| Price compared with others(10 %) | 1,67 USD/mo5,0 | 8,33 USD/mo5,0 | 10,83 USD/mo5,0 |
| Amount of storage(12 %) | 100 GB2,0 | 1 TB4,0 | 2 TB4,0 |
| Number of people(12 %) | 1 person3,0 | 1 person3,0 | 6 people5,0 |
Availability in the US
The final price in the US is clear
You pay in dollars, and the price is the one the provider lists — sales tax, where your state charges it, is added at checkout.
- price in dollars
- tax terms are known
- shared international price list — the price depends on your account’s country
What you get for the money
What’s included in the plan, what’s available in the US, and how the paid version differs from the free one.
Content
What you actually get to watch: catalog, languages, sports and events.
What’s included
Storage, productivity apps, AI and security.
OneDrive
Cloud storage with ransomware protection.
Apps
Word, Excel, PowerPoint, Outlook and OneNote desktop apps.
Copilot and security
Copilot with higher usage than free; Microsoft Defender.
What US App Store reviewers say about OneDrive
Microsoft OneDrive has 4.7 out of 5 stars from 488,000 ratings on the US App Store. We also read the 50 most recent US reviews — 42 of them gave one or two stars. Recent reviews skew toward people with a problem, so read them as a list of what can go wrong, not as a verdict.
Praised
Positive reviewers call it a handy way to manage files and free up phone storage.
Sync and speed
Most recent low ratings are about sync getting stuck, slowness and changed photo-saving behavior.
Family storage and iOS support
Some Family subscribers want storage pooled across members, and others object to dropping support for older iOS versions.
If you share Microsoft 365 Family, check how the storage is split between members before you subscribe.
Where it works
Supported devices and apps, and syncing.
Where it works
| Group | Examples | Caveat |
|---|---|---|
| Devices | ExamplesPCs, Macs, phones and tablets | CaveatUp to 5 devices at once per person. |
App ratings in the stores
These are ratings from store users. They rate how the app works; they say nothing about whether the subscription price is fair.
Ratings change constantly and often drop after price increases or removed features. We show the value from the check date together with the number of reviews, because 4.8 from two hundred and 4.5 from two million ratings aren’t the same thing.
Account and terms
Sharing, storage limits, cancellation and what happens to your files.
Family sharing
- Family and Premium cover 1 to 6 people.
- Each person can use up to 5 devices at the same time.
- New Family subscriptions get 2 TB of shared storage; ones started earlier keep 1 TB per person until they renew. AI features are for the subscription owner only.
AI isn’t shared
Storage
| Condition | How it works |
|---|---|
| Free | How it works5 GB with a Microsoft account |
| Basic | How it works100 GB |
| Personal | How it works1 TB |
| Family and Premium | How it works2 TB shared (older subscriptions: 1 TB per person until they renew) |
Renewal and canceling
Microsoft 365 subscriptions renew automatically at the regular price and selected term unless canceled in your Microsoft account. The free month also turns into a paid subscription unless you cancel.
Monthly or yearly
Yearly saves up to 17%, according to Microsoft.
One-time alternative
Office Home 2024 is a one-time purchase for one PC or Mac.
Cancel in your Microsoft account
Plans and terms
Who each plan is for and what terms it requires.
Microsoft 365 Family: who gets what
Family covers one to six people, and each signs in with their own Microsoft account. Everyone gets the apps and security; Copilot’s AI features stay with the subscription owner.
- People
- 1 to 6
- Devices
- Each person on up to 5 at once
- Storage
- 2 TB shared on new subscriptions; older ones 1 TB per person until renewal
- AI features
- Subscription owner only; can’t be shared
- Security
- Microsoft Defender for the family’s identity, data and devices
Premium works the same way
Privacy, accessibility and transparency
What data you can control, how the accessibility features work, and what the provider discloses.
Security features in OneDrive
Microsoft lists these protections for OneDrive files.
Personal Vault
A protected area in OneDrive for your most important files.
Encryption and virus scanning
Files are encrypted and scanned; Microsoft monitors for suspicious activity.
Ransomware detection and restore
On paid plans, OneDrive detects ransomware attacks and helps you restore files.
Sharing controls
Microsoft lists password-protected and expiring links among OneDrive’s key features.
Ransomware protection starts with Microsoft 365 Basic; the free plan has the other protections.
How much storage Microsoft 365 Family includes
Microsoft’s US pages give two answers for Family (and Premium) storage; its storage support page explains the difference.
Microsoft 365 product comparison and OneDrive free storage pages
2 TB of shared, secure cloud storage for the whole plan.
OneDrive plan comparison and Microsoft 365 Premium pages
Up to 6 TB of secure cloud storage — 1 TB per person, for up to six people.
What we show
What we don’t claim
Common claims about Microsoft 365, next to what Microsoft says.
Family members all get Copilot.
AI features on Family are for the subscription owner only.
Family gives every person their own 1 TB.
Not on new subscriptions: they get 2 TB shared by everyone. 1 TB per person applies only to subscriptions started earlier, until they renew.
Microsoft 365 is a one-time purchase.
It’s a subscription; Office Home 2024 is the one-time option.
If there’s no price on the page, the service isn’t available in the US.
Not necessarily. More often it means the provider doesn’t publish a fixed price or shows it only at checkout. Availability and a published price are two different things.
An annual plan always works out cheaper.
Cheaper than the monthly plan only if you use the whole period. You pay for the whole year up front, and when you cancel you usually don’t get the unused part back — so it’s a saving for people who already know they’ll stay all year.
Deleting the app cancels the subscription.
No. Deleting the app doesn’t stop the payments — only canceling in the account where you bought the subscription does. The app disappears, the bill stays.
Every plan looks the same in every country.
No. The list of plans, the features in the same plan and the available languages can differ. That’s why we don’t carry data from another country over to the US page.
The price on the pricing page is exactly what you’ll be charged.
Not always. US providers list prices before sales tax, and whether tax is added at checkout — and how much — depends on your state. On one VPN order page we saw a 6.25% sales tax added on top of the listed monthly price.
This list isn’t an accusation against the service. If you find something on our page that doesn’t match the official source, write to us.
When Microsoft 365 is a good choice
Office apps
Personal.
Compromise: One person.
Households
Family, up to 6.
Compromise: AI for the owner only.
Storage only
Basic.
Compromise: No desktop apps.
Pros and cons
Pros
Apps included
Word, Excel, PowerPoint, Outlook.
Family for 6
Apps and storage for six.
Yearly saving
Up to 17%.
Cons
AI not shared
On Family.
Auto-renews
Including after the free month.
2 TB shared by six
New Family subscriptions share 2 TB among everyone.
Microsoft 365 compared with Google One and iCloud+
Based on each provider’s US pages.
| Criterion | Microsoft 365 | Google One | iCloud+ |
|---|---|---|---|
| Free storage | 5 GB | 15 GB | 5 GB |
| Sharing | Up to 6 people | Up to 5 others | You plus five |
| Microsoft Office desktop apps | Yes | No | No |
| Yearly billing | Yes, up to 17% off | Not listed | Monthly |
- Free storage
- 5 GB
- Sharing
- Up to 6 people
- Microsoft Office desktop apps
- Yes
- Yearly billing
- Yes, up to 17% off
- Free storage
- 15 GB
- Sharing
- Up to 5 others
- Microsoft Office desktop apps
- No
- Yearly billing
- Not listed
- Free storage
- 5 GB
- Sharing
- You plus five
- Microsoft Office desktop apps
- No
- Yearly billing
- Monthly
If you use Office apps — Microsoft 365
Storage plus Word, Excel and Outlook.
If you use Gmail and Android — Google One
Storage across Gmail, Drive, Photos.
If you use an iPhone — iCloud+
Backups and Family Sharing.
Final verdict
Microsoft 365 is the best storage deal for anyone who also uses Office apps. Personal for one, Family for a household, Basic if you only need OneDrive space — and pay yearly if you’ll stay.
Choose it if
You use Word, Excel or Outlook.
Think twice if
Everyone in the family wants Copilot.
Skip it if
You only need storage and live in Google or Apple apps.
Google One fits Gmail users; iCloud+ fits iPhone users.
Microsoft 365 prices
Plans as microsoft.com lists them for the US, monthly or yearly.
Compare plansEach plan can be paid monthly or yearly; Microsoft says yearly saves up to 17%. Subscriptions renew automatically at the regular price unless canceled.
Microsoft OneDrive deals and discounts
We have no confirmed deals or promo codes for Microsoft OneDrive right now. When the provider publishes one and we have checked it, the dates and terms will appear here — we never list made-up promo codes.
Microsoft OneDrive free trial
Free trial according to the provider:
- Microsoft 365 Family: 30 days
- Microsoft 365 Personal: 30 days
- Microsoft 365 Premium: 30 days
How to pay less for Microsoft OneDrive
- Annual billing for “Microsoft 365 Basic”: $19.99 for 12 months instead of $23.88 if you pay monthly — you save 16%.
- Annual billing for “Microsoft 365 Family”: $129.99 for 12 months instead of $155.88 if you pay monthly — you save 17%.
- “Microsoft 365 Family” for up to 6 people: $12.99/mo, or $2.17 per person.
- Annual billing for “Microsoft 365 Personal”: $99.99 for 12 months instead of $119.88 if you pay monthly — you save 17%.
- Annual billing for “Microsoft 365 Premium”: $199.99 for 12 months instead of $239.88 if you pay monthly — you save 17%.
Compare the price with alternatives: Dropbox Plus price · Proton Drive price · Google One price
We only show the provider’s official options — no shared accounts and no region switching.
Customer support
The help center is available in English.
Contact options the provider lists:
- community forum
Source: support.microsoft.com/onedrive
FAQ
How we work
This page is a comparison, and for every claim we say where it comes from.
The provider’s sources
The facts come from microsoft.com (Microsoft 365 plans and OneDrive).
We don’t write prices into the text
Prices are in the price block, in the price list’s currency, with a source and a date.
Product facts are shared, market facts aren’t
How many screens a plan allows, how many devices an account works on, how many servers a network has — that doesn’t depend on the country, and on our pages those numbers are the same in every language; a separate tool watches over that. Price, promotions, availability and app language belong to the market, and we never carry them over from another country.
The provider’s list is the same for everyone
If a service publishes a list of countries or languages, we can say whether the US is on it — that list looks the same for everyone. Checkout, however, can look different for every account, so for amounts a provider shows only at checkout we write: check before you pay.
A shorter section doesn’t mean something is missing from the product
If a section here is shorter than for another service, it’s because the provider publishes less about it. We don’t fill the gap with generic wording just to make the page look more complete.
Three different answers
We distinguish between “none”, “the provider doesn’t say” and “we didn’t find it”. They’re three different situations — mixing them up would turn our own limitation into a flaw in the product.
A price without a source isn’t shown
If an amount has no source and date, we don’t show it. An empty spot is more honest than a number that only looks right — and prices change more often than articles get updated.
Data from the US market
This page isn’t a translation of another language version. Numbers from other countries don’t end up here: markets differ, and that’s exactly why this page exists.
Affiliate links are labeled at the link
If a link is an affiliate link, we say so right next to it. The commission doesn’t affect what we write — and you know about it before you click.
We fix errors openly
If we got something wrong, we fix it and note what changed. A silent correction would mean you never find out you once relied on wrong information.
If anything on this page has gone out of date, write to us — we’ll fix it and note the date.
The order in the comparison is decided by the type of service; commission size doesn’t affect it.
Some links to providers are affiliate links: if you subscribe through them, we may earn a commission. It affects neither the price nor the placement in the comparison. Affiliate links are always labeled next to the link itself.
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Comparisons with competitors
Who wins, and when the cheaper one is worth choosing.