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McAfee+ PremiumOur score 2,1/5
$99.99/24 mo

$4.17/mo

Source · Checked

Choose a plan

Billed as one payment of $99.99 for 2 years, then renews annually at $149.99.

Antivirus and identity protection in the US

McAfee+: Premium, Advanced or Ultimate

McAfee sells three McAfee+ tiers in the US, each for unlimited devices. Premium covers antivirus, Scam Detector, Secure VPN, identity monitoring and personal info scans. Advanced adds personal info removal, up to $1M identity theft coverage, credit monitoring and identity restoration. Ultimate raises coverage to $2M and adds 401(k) and loan monitoring and McAfee Assist setup. A Family plan covers 6 members.

  • Unlimited devices. On every individual plan.
  • VPN included. Secure VPN on all three tiers.
  • Scam Detector. Flags suspicious texts, emails, sites and deepfakes.
  • Identity protection. Coverage and restoration from Advanced.
  • 30-day money-back. On the first purchase.

Most important before you pay

The advertised price is for the first term only; renewal is higher. McAfee charges your card 30 days before an annual term ends — to avoid the charge, cancel at least 31 days before expiration.
Compare antivirusHow to cancel

Tomas StankevičiusUpdated 2026-10-14Facts from mcafee.com, with dates

At a glance

Plans
McAfee+ Premium, Advanced, Ultimate
Devices
Unlimited, 1 user (Family: 6 members)
Identity theft coverage
$1M (Advanced), $2M (Ultimate)
Pricing
First term, then renewal price
Charged
30 days before the annual term ends
Refunds
30 days first purchase, 60 days renewal

Plans and offers change — check the provider’s own page before you pay.

Prices with dates

Every price has a source and the date it was checked.

From mcafee.com

Plans, features and offer terms as McAfee publishes them for the US.

Affiliate links are labeled

If a link is an affiliate link, we say so right next to it.

Short summary

McAfee+ Premium is the antivirus-plus-VPN tier for unlimited devices. Advanced is where identity protection really starts — removal of your personal info, $1M coverage, credit monitoring and restoration help. Ultimate is for people who also want investment-account monitoring and hands-on setup help. Whatever you pick, put the renewal date minus 31 days in your calendar.

Unlimited devices

Every phone and computer in the house.

Early renewal charge

30 days before the term ends.

We recommend first:
Households with many devices that want identity protection in the same plan.
With caveats:
Anyone who forgets renewal dates — McAfee bills a month early.

Who McAfee+ is for, and who it isn’t

Security plus identity protection.

A good choice

  • For many devices

    Unlimited devices on every plan.

  • For identity protection

    Coverage, credit monitoring and restoration from Advanced.

  • For families

    Family Advanced covers 6 members.

A weaker choice

  • If you want a low price every year

    Renewal prices are much higher than the first term.

  • If you only want antivirus

    All plans bundle VPN and identity tools.

  • If you want monthly billing with refunds

    Refunds don’t apply to monthly subscriptions.

Plans

Prices are in the block above.

Plans
McAfee+ PremiumWhat it means in practiceAntivirus, Scam Detector, Secure VPN, web protection, identity monitoring and alerts, personal info and account scans, Social Privacy Manager.
McAfee+ AdvancedWhat it means in practicePremium plus personal info and account removal, up to $1M identity theft coverage, bank and card transaction monitoring, credit score and monitoring, identity restoration, credit lock and freeze.
McAfee+ UltimateWhat it means in practiceAdvanced plus up to $2M coverage, 401(k), investment and loan monitoring, McAfee Assist protection setup.
Family AdvancedWhat it means in practiceAdvanced features for all devices and 6 family members.

Security and VPN → Premium; identity protection → Advanced; investments and setup help → Ultimate; a household → Family.

Our score and what it’s made of

This is our own assessment based on checked facts. It isn’t an average of user reviews or the provider’s claim. Below — every criterion with its weight and source.

2,2

out of 5 · average of 4 plans · 4 of 8 criteria checked

The score is calculated from the criteria you see below: each criterion shows its weight, what exactly we found and where. Where we have the provider’s page, there’s a link with a check date; where the number comes from our catalog, we say so. “Not checked” means we don’t have the data and the criterion isn’t counted. “Provider doesn’t say” means we went through the provider’s pages but the information isn’t there; that criterion isn’t counted either. If you disagree with the weights — in the methodology you’ll see all the parts and can weigh them your own way. We don’t put app store ratings into structured data: they were collected on other websites, so they stay as visible text.

Scores for individual plans: McAfee+ Premium 2,1 · McAfee+ Advanced 2,1 · McAfee+ Ultimate 2,4 · McAfee+ Advanced Family 2,1

The same for all “McAfee” plans

Criteria that are the same for all of this provider’s plans
CriterionWhat we foundScoreSource
Advertised price is the final price(10 %)not checked—not checked
Free way to try it(10 %)not checked—not checked
Protection offline(25 %)86,1 %2,0source
Protection online(15 %)98,5 %3,0source
False alarms(10 %)142,0source
Number of protected devices(10 %)not checked—not checked

Depends on plan

Criteria that differ between plans
CriterionMcAfee+ PremiumMcAfee+ AdvancedMcAfee+ UltimateMcAfee+ Advanced Family
Price compared with others(10 %)4,17 USD/mo · not compared: other prices are in another currency—7,50 USD/mo · not compared: other prices are in another currency—16,67 USD/mo · not compared: other prices are in another currency—22,50 USD/mo · not compared: other prices are in another currency—
Price jump in the second year(10 %)+200 %1,0+122 %1,0+40 %3,0+125 %1,0

Availability in the US

The final price isn’t entirely clear

Some terms for US buyers are clear, others aren’t. See which ones below.

  • price in dollars
  • final tax not confirmed — the amount may be higher
  • shared international price list — the price depends on your account’s country

Premium, Advanced or Ultimate

McAfee’s US comparison of its three McAfee+ tiers.

  • Antivirus, Scam Detector, Secure VPN, web protection

    Premium
    Yes
    Advanced
    Yes
    Ultimate
    Yes

  • Identity monitoring & alerts

    Premium
    Yes
    Advanced
    Yes
    Ultimate
    Yes

  • Personal info & account removal

    Premium scans; Advanced and Ultimate remove.

    Premium
    Partly
    Advanced
    Yes
    Ultimate
    Yes

  • Identity theft coverage

    Up to $1M on Advanced, $2M on Ultimate.

    Premium
    No
    Advanced
    Yes
    Ultimate
    Yes

  • Credit score, report & monitoring

    Premium
    No
    Advanced
    Yes
    Ultimate
    Yes

  • Identity restoration, credit lock & freeze

    Premium
    No
    Advanced
    Yes
    Ultimate
    Yes

  • 401(k), investment & loan monitoring

    Premium
    No
    Advanced
    No
    Ultimate
    Yes

  • McAfee Assist protection setup

    Premium
    No
    Advanced
    No
    Ultimate
    Yes

Unlimited devices

Every individual plan covers unlimited devices for one user.

Content

What you actually get to watch: catalog, languages, sports and events.

What’s protected

McAfee’s three layers: scams, personal data and connections.

  • Scams

    Scam Detector checks texts, emails, sites and deepfake videos.

  • Personal info

    Scans on Premium; removal from data-broker sites from Advanced.

  • Connections

    Secure VPN for public Wi-Fi on every tier.

Some features aren’t available on some devices — McAfee points to its system requirements.

What US App Store reviewers say

McAfee has 4.7 out of 5 stars from 239,000 ratings on the US App Store. We also read the 50 most recent US reviews — 21 of them gave one or two stars. Recent reviews skew toward people with a problem, so read them as a list of what can go wrong, not as a verdict.

VPN

The most common complaint: the VPN blocking traffic or failing after a recent iOS update.

Billing

Some reviewers were surprised by an annual charge when they expected monthly, and found canceling hard.

Redesign

Others dislike the new app layout and constant notifications.

Check which plan length you’re buying, and test the VPN on your phone during the money-back window.

Where it works

Supported operating systems and how many devices the license covers.

Devices

Devices
Individual plansExamplesUnlimited devices, 1 userCaveatHousehold devices you own, for personal use, under fair use.
Family planExamplesAll devices, 6 family membersCaveatShown for the Advanced tier.

App ratings in the stores

These are ratings from store users. They rate how the app works; they say nothing about whether the subscription price is fair.

App Store

iOS and iPadOS
4,7out of 5

239,095 ratings

Source

Ratings change constantly and often drop after price increases or removed features. We show the value from the check date together with the number of reviews, because 4.8 from two hundred and 4.5 from two million ratings aren’t the same thing.

Account and terms

Auto-renewal, cancellation, refunds and what happens when the license expires.

Users and family

  • Individual plans protect unlimited devices for one user.
  • Family Advanced covers all devices for 6 family members.
  • Unlimited plans only cover household devices you own, for personal, non-commercial use.

Trouble adding a device?

McAfee says to contact Customer Support.

Renewal timeline

Renewal timeline
Reminder emailHow it works30 days before the annual charge
ChargeHow it works30 days before the term expires
Last day to cancelHow it works31 days before expiration
Vermont residents must opt in to auto-renewal.

Renewal, canceling and refunds

McAfee subscriptions renew automatically until you cancel. Change auto-renewal in My Account. Full refunds are available within 30 days of the initial purchase or 60 days of a renewal charge — not for monthly subscriptions.

Annual or 2-year

Introductory first term, then yearly at the renewal price.

Monthly

No refunds.

Free trials

Payment details are required; you’re charged at the end unless you cancel first.

Separate page: how to cancel this subscription →

Renewal, refunds and limits

McAfee’s offer terms set the timing you need to know before you buy.

Renewal, refunds and limits
Renewal chargeLimit30 days before the annual term endsWhat it depends onOr monthly, on monthly plans
To avoid renewalLimitCancel at least 31 days before expirationWhat it depends onMcAfee emails 30 days before charging
Full refundLimitWithin 30 days of purchase, or 60 days of a renewal chargeWhat it depends onNot for monthly subscriptions
DevicesLimitUnlimited household devices you ownWhat it depends onPersonal, non-commercial use; fair use policy
Free trialsLimitPayment details requiredWhat it depends onCharged when the trial ends unless canceled

Vermont residents

McAfee says Vermont residents need to turn on automatic renewal themselves.

Plans and terms

Who each plan is for and what terms it requires.

McAfee+ Family

In the US, McAfee+ also comes as a family plan: Advanced Family covers all devices for 6 family members.

People
6 family members
Devices
All devices
Billing
Yearly; the first-term price is introductory

Household devices only

McAfee’s unlimited plans cover household devices you own, for personal, non-commercial use, under its fair use policy.

What we don’t claim

Common claims about McAfee, next to what McAfee says.

  • You can cancel the day before renewal.

    McAfee charges 30 days before expiration; cancel at least 31 days before.

  • The advertised price is what you pay every year.

    It’s the first-term price for new customers.

  • Premium includes identity theft coverage.

    Coverage starts with Advanced.

  • If there’s no price on the page, the service isn’t available in the US.

    Not necessarily. More often it means the provider doesn’t publish a fixed price or shows it only at checkout. Availability and a published price are two different things.

  • An annual plan always works out cheaper.

    Cheaper than the monthly plan only if you use the whole period. You pay for the whole year up front, and when you cancel you usually don’t get the unused part back — so it’s a saving for people who already know they’ll stay all year.

  • Deleting the app cancels the subscription.

    No. Deleting the app doesn’t stop the payments — only canceling in the account where you bought the subscription does. The app disappears, the bill stays.

  • Every plan looks the same in every country.

    No. The list of plans, the features in the same plan and the available languages can differ. That’s why we don’t carry data from another country over to the US page.

  • The price on the pricing page is exactly what you’ll be charged.

    Not always. US providers list prices before sales tax, and whether tax is added at checkout — and how much — depends on your state. On one VPN order page we saw a 6.25% sales tax added on top of the listed monthly price.

This list isn’t an accusation against the service. If you find something on our page that doesn’t match the official source, write to us.

When McAfee+ is a good choice

  • Many devices

    Premium.

    Compromise: One user.

  • Identity protection

    Advanced.

    Compromise: Higher renewal price.

  • A household

    Family Advanced.

    Compromise: Advanced tier only.

Pros and cons

Pros

  • Unlimited devices

    All individual plans.

  • VPN included

    Every tier.

  • Refunds after renewal

    Within 60 days.

Cons

  • Charged a month early

    30 days before expiration.

  • Renewal price jump

    After the first term.

  • No refunds on monthly

    Annual and 2-year only.

McAfee compared with other antivirus suites

Based on each provider’s US pages.

Devices
Unlimited
VPN
Every tier
Identity theft coverage
From Advanced
Money-back
30 days (60 after renewal)

If you have many devices — McAfee+

Unlimited on every plan.

If you want cloud backup — Norton 360

On Windows.

If you want a password manager — Bitdefender

And Family for 25 devices.

Final verdict

McAfee+ covers every device in the house on every plan; Advanced is the sweet spot if identity protection matters. The renewal rules are the trap — McAfee bills 30 days before expiration, so set a reminder for 31 days before.

Choose it if

You want unlimited devices and identity protection in one plan.

Think twice if

You only need basic antivirus.

Watch out for

The early renewal charge and higher renewal price.

Norton 360 adds Windows cloud backup and LifeLock; Bitdefender includes a password manager and a 25-device family plan.

McAfee prices

First-term and renewal prices as mcafee.com lists them for the US.

1 year vs 2 years

Introductory prices apply to new customers for the first term; the plan then renews at the regular price, which McAfee says can change with advance notice. A 2-year Advanced plan is billed as one payment, then renews yearly.

How to cancel

McAfee deals and discounts

We have no confirmed deals or promo codes for McAfee right now. When the provider publishes one and we have checked it, the dates and terms will appear here — we never list made-up promo codes.

Track price and deals

McAfee free trial

We found no free trial for McAfee on the provider’s website right now. If one appears, we will mark it here and in the free trials list.

All free trials

How to pay less for McAfee

There is no cheaper option we can confirm right now: among the confirmed McAfee plans there is no cheaper annual version of the same plan and no family or student plan.

Compare the price with alternatives: Norton 360 price · Avast price · F-Secure price

We only show the provider’s official options — no shared accounts and no region switching.

Customer support

The help center is available in English.

Contact options the provider lists:

  • live chat
  • phone
  • chatbot

Available 24/7 according to the provider.

„Chat With Us — Hours of Operation: Available 24/7"

Source: www.mcafee.com/support/s/contactsupport

FAQ

Premium is security, VPN and monitoring; Advanced adds info removal, $1M coverage, credit monitoring and restoration; Ultimate adds $2M coverage, investment and loan monitoring and McAfee Assist.

Individual plans cover unlimited devices for one user; Family Advanced covers 6 family members.

30 days before your annual term expires.

Cancel auto-renewal in My Account at least 31 days before expiration.

Within 30 days of the first purchase or 60 days of a renewal, except monthly subscriptions.

Yes, Secure VPN on all three McAfee+ tiers.

Start by checking who charges you — that decides where you cancel. If you signed up in an app, the payment usually goes through your Google or Apple account, outside the service’s own website. Check your subscriptions in Google Play, and on iPhone: Settings → your name → Subscriptions, signed in to the account you paid with. If you can’t find it, Apple suggests searching your email for “receipt from Apple” or “invoice from Apple”: the receipt shows which account paid. If there’s no receipt at all, you probably bought it on the service’s website or in a bundle from your wireless carrier, internet or TV provider — your bank or card statement shows which company bills you.

On a computer, open your subscriptions in Google Play, click Manage next to the one you want to cancel, then Cancel subscription, pick a reason and confirm with Continue. Some apps on Google Play also let you pause a subscription instead of canceling — that’s not the same thing as canceling.

On iPhone: Settings → your name → Subscriptions → choose the subscription → Cancel Subscription; you may need to scroll down to see the button. If there’s no Cancel button, or you see an expiration message in red text, the subscription is already canceled. For a free trial, Apple asks you to cancel at least 24 hours before it ends.

No. Google says it in a separate warning: when you uninstall an app, your subscription won’t cancel. Payments continue until you cancel in the account where you bought the subscription. It’s an easy trap: the app disappears from your phone, but the bill stays.

Then you cancel with that provider. Apple says it plainly: if you got the subscription through your wireless carrier or another provider, contact them. In the US this is common for streaming — services are often bundled with phone, internet or TV plans. If your plan has a minimum term or the subscription is part of a bundle discount, check the terms before you cancel.

No. Apple is clear about it: you can’t cancel a family member’s subscription. If the receipt shows a family member’s Apple Account, ask them to cancel it themselves. If it shows another account you use yourself, sign in to that one and cancel there.

Not as a general rule. Unlike the European Union, the US has no general 14-day right to withdraw from online purchases. Rules on automatic renewal and how easy canceling must be are set mostly by individual states and differ between them. In practice, check the provider’s own terms: some offer a money-back guarantee (common for VPNs and antivirus software), others don’t refund at all.

Usually not. Access typically lasts until the end of the period you’ve already paid for, and only then does the subscription expire. It works the other way too: canceling right after a payment usually doesn’t refund that period — it only stops the next charge.

Don’t rely on the confirmation pop-up — check the list. On iPhone, open Settings → your name → Subscriptions: if there’s no Cancel button anymore, or there’s an expiration message in red text, the subscription is canceled. In Google Play, a canceled subscription can be restarted with Resubscribe, so you can see the difference there too. If the subscription isn’t on either list, you bought it somewhere else, and that’s where you have to cancel it.

Sometimes, but it’s not guaranteed, and it’s not always the service whose logo you see that decides. Google says most apps on the Play Store are made by third-party developers, who can process refunds under their own policies and applicable laws; according to Google, contacting the developer directly is often the quickest way. If you paid on the service’s website, send the request there. For a charge that neither you nor anyone you know made, Google asks you to report it within 120 days of the transaction.

No — they’re two separate things that are easy to mix up. Deleting the account erases the data but doesn’t stop payments if you bought the subscription in an app store: there the subscription lives independently of the account. So the right order is the reverse — first cancel the subscription where you pay, check that it has really ended, and only then delete the account.

Usually only access to the content ends, while the account remains: history, settings and saved items stay, so you don’t start from zero if you come back. No law requires that, though — it’s the service’s own decision, so the data may be deleted after some time. If something matters to you, export it before the subscription ends.

Often yes, but in the US it depends on where you live. There’s no single federal law for this; several states give their residents the right to know what data a company holds, to get a copy and to have it deleted, and some providers offer the same tools to all users. Send the request to the provider itself — its privacy policy explains how. We don’t promise on the provider’s behalf that a request will be handled quickly or well.

On your card or bank statement. The amount there can differ from the price on the website for two common reasons: a promo price has ended, or sales tax was added at checkout. US providers list prices before sales tax, and whether it’s added — and how much — depends on your state. That’s why the same subscription can show up on your statement as a slightly higher amount than the price you saw on the pricing page.

How we work

This page is a comparison, and for every claim we say where it comes from.

The provider’s sources

The facts come from mcafee.com (plans, features, Important Terms and Offer Details) and mcafee.com/en-us/identity-theft/protection.html (devices, Family plan).

We don’t write prices into the text

Prices are in the price block, in the price list’s currency, with a source and a date.

Product facts are shared, market facts aren’t

How many screens a plan allows, how many devices an account works on, how many servers a network has — that doesn’t depend on the country, and on our pages those numbers are the same in every language; a separate tool watches over that. Price, promotions, availability and app language belong to the market, and we never carry them over from another country.

The provider’s list is the same for everyone

If a service publishes a list of countries or languages, we can say whether the US is on it — that list looks the same for everyone. Checkout, however, can look different for every account, so for amounts a provider shows only at checkout we write: check before you pay.

A shorter section doesn’t mean something is missing from the product

If a section here is shorter than for another service, it’s because the provider publishes less about it. We don’t fill the gap with generic wording just to make the page look more complete.

Three different answers

We distinguish between “none”, “the provider doesn’t say” and “we didn’t find it”. They’re three different situations — mixing them up would turn our own limitation into a flaw in the product.

A price without a source isn’t shown

If an amount has no source and date, we don’t show it. An empty spot is more honest than a number that only looks right — and prices change more often than articles get updated.

Data from the US market

This page isn’t a translation of another language version. Numbers from other countries don’t end up here: markets differ, and that’s exactly why this page exists.

Affiliate links are labeled at the link

If a link is an affiliate link, we say so right next to it. The commission doesn’t affect what we write — and you know about it before you click.

We fix errors openly

If we got something wrong, we fix it and note what changed. A silent correction would mean you never find out you once relied on wrong information.

How we check the data

If anything on this page has gone out of date, write to us — we’ll fix it and note the date.

The order in the comparison is decided by the type of service; commission size doesn’t affect it.

Some links to providers are affiliate links: if you subscribe through them, we may earn a commission. It affects neither the price nor the placement in the comparison. Affiliate links are always labeled next to the link itself.

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Independent lab tests

These numbers come from lab tests. The scales differ between tests, so we don’t merge them into one score.

Read next

Other pages that cover McAfee.

Comparisons with competitors

Who wins, and when the cheaper one is worth choosing.