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F-Secure vs McAfee: price and which to choose

Quick verdict

F-Secure Total is one product with an unlimited VPN for 1, 3 or 5 devices at one yearly price — no discounted first year. McAfee+ covers unlimited devices with a first-term price that renews higher, and adds identity theft coverage, credit monitoring and info removal from the Advanced tier.

F-Secure logo

Option A

$69.99/yrF-Secure Total (1 device)

Price checked

F-Secure price and plans
McAfee logo

Option B

$149.99/yrMcAfee+ Premium

Price checked

McAfee price and plans
Cheapest of the compared plans: F-Secure

We compare plans with a similar purpose, whose features may differ; prices before sales tax; prices for other plans and periods are in the reviews.

Feature comparison

CriterionF-SecureMcAfee
PricingOne yearly priceFirst term, then renewal
Devices1, 3 or 5Unlimited
Identity coverageBreach alerts, password vault$1M/$2M from Advanced
Money-back30 days30 days (60 after renewal)
VPNUnlimitedEvery tier

Independent lab tests

These numbers come from lab tests. The scales differ between tests, so we don’t merge them into one score.

TestF-SecureMcAfee

Real-world protection

AV-Comparatives: Real-World Protection Test February-May 2026 · published June 15, 2026

Blocked 395 of 400 attacks — 98.8%

false positives: 11

Tested version: F-Secure Internet Security

Blocked 394 of 400 attacks — 98.5%

false positives: 4

Tested version: McAfee Total Protection

Malware protection

AV-Comparatives: Malware Protection Test March 2026 · published April 15, 2026

Online — 99.98%, offline detection — 98.6%

false positives: 19

Tested version: F-Secure Internet Security

Online — 99.97%, offline detection — 86.1%

false positives: 14

Tested version: McAfee Total Protection

Impact on computer speed

AV-Comparatives: Performance Test April 2026 · published April 22, 2026

Impact score 18.3 (lower is better)

Tested version: F-Secure Internet Security

Impact score 3.3 (lower is better)

Tested version: McAfee Total Protection

AV-TEST scores

AV-TEST: Windows 11 - June 2026 · tested 2026-05–2026-06

Protection 6/6, performance 6/6, usability 6/6

Tested version: F-Secure Total

Protection 6/6, performance 6/6, usability 6/6

Tested version: McAfee Total Protection

F-Secure keeps it simple and predictable; McAfee sells a three-tier ladder that ends in full identity protection.

If you don’t want to read further

Same price every year and an unlimited VPN — F-Secure Total. Unlimited devices and identity theft coverage — McAfee+ Advanced.

What really sets them apart

In each row, the last sentence matters most — what the difference means for you.

Pricing model?

F-Secure

“Honest pricing” — one yearly price, no first-year discount.

McAfee

Introductory first-term price, then a higher renewal price.

Compare F-Secure’s price with McAfee’s renewal, not its first year.

Devices?

F-Secure

1, 3 or 5.

McAfee

Unlimited on every individual plan.

More than five devices — McAfee.

Identity protection?

F-Secure

Password vault and alerts when a service you use is hacked.

McAfee

Monitoring on every tier; $1M or $2M coverage, credit monitoring and restoration from Advanced.

For credit monitoring and coverage, McAfee+ Advanced.

Trial and refunds?

F-Secure

30-day full-version trial and a 30-day money-back guarantee.

McAfee

30-day money-back on a new purchase, 60 days after a renewal charge.

McAfee also refunds an unwanted renewal.

Renewal timing?

F-Secure

The trial renews for a full year after 30 days unless canceled.

McAfee

Charged 30 days before the term ends; cancel at least 31 days before.

Calendar both dates.

Where they don’t differ, even though it seems they should

This part is often more useful than the list of differences — it saves money for anyone who was about to pay for an imaginary advantage.

  • VPN included

    F-Secure Total and every McAfee+ tier.

  • Scam protection

    Both include scam and phishing protection.

  • Windows, Mac, Android, iOS

    F-Secure lists all four; McAfee covers unlimited devices.

Which one fits whom

Recommendations by situation, with the conditions under which they apply
Your situationWhat to chooseOn what condition
You hate renewal price jumpsF-Secure TotalOne yearly price.
A household with many devicesMcAfee+Unlimited devices.
You want credit monitoringMcAfee+ AdvancedPlus $1M coverage.
You only need antivirus and VPNF-Secure TotalUp to 5 devices.
Count devices and decide on identity coverage
Up to five devices without identity insurance — F-Secure is simpler. Many devices or identity protection — McAfee+.
What to check before you pay
  • F-Secure’s trial renews for a year after 30 days unless canceled.
  • McAfee charges 30 days before expiration.
  • McAfee’s renewal price is higher than the first term.
  • Some F-Secure features are platform-specific.

Where the facts come from

Sources: f-secure.com and mcafee.com for the US. Prices are in the price blocks on each service’s page.

Facts in the text checked: .

FAQ: F-Secure or McAfee

Comparing plans at the same level before sales tax, F-Secure is cheaper: F-Secure — $69.99/yr (F-Secure Total (1 device)), McAfee — $149.99/yr (McAfee+ Premium).

F-Secure: the provider doesn’t list a free plan. McAfee: the provider doesn’t list a free plan.

F-Secure: 30 days. McAfee: we found no free trial on the provider’s website.

Protection offline: F-Secure Total (1 device) — 98,6 %, McAfee+ Premium — 86,1 %.

F-Secure Total is one product with an unlimited VPN for 1, 3 or 5 devices at one yearly price — no discounted first year. McAfee+ covers unlimited devices with a first-term price that renews higher, and adds identity theft coverage, credit monitoring and info removal from the Advanced tier.

Other comparisons

The same products against other competitors, and other comparisons in the “Antivirus software” category.

Where their scores differ

Only criteria we’ve checked for both services and where the scores differ. Equal criteria and criteria without data aren’t shown here, because they add nothing to the decision.

  • If what matters most is — protection offline: F-Secure Total (1 device)

    F-Secure Total (1 device): 98,6 % (5,0/5) · McAfee+ Premium: 86,1 % (2,0/5)

The scores and their weights are the same as in the reviews of both services. How we calculate

Comparison text updated: